The short version. Bring us a written offer you already had before we talked. If our cash offer doesn't beat it, we'll say so, we'll tell you to take theirs, and after your house closes we'll send you $250 for your time.
Everything below is the detail. It's written plainly on purpose. If any of it is unclear, call and ask.
What has to be true
- You already had a written offer before we made ours. It has to have been dated before our offer, and you have to show it to us when we meet. We can't beat something we never saw.
- It's a real offer from an unrelated buyer. A written purchase offer or contract that names the property, names the buyer, and states a price. Not a verbal number, not a text message, not an estimate. It can't come from a relative, from a business you control, or from anyone acting on your behalf.
- We made you an offer and chose not to beat it. If we don't make you an offer at all, there's nothing to compare, and this guarantee doesn't apply.
- Your house actually closed, at or above that offer. The guarantee is about an offer you were able to act on. If the deal fell through or closed lower, there's nothing to pay out on.
- You send us the settlement statement within 90 days of closing. That's the document from the title company showing the final sale price. Email it to chris@creativehomebuyingexperts.com.
- One payment per property. One claim per house, regardless of how many people are on title.
How we compare the two numbers
We compare our cash offer to your written offer, as money paid at closing. Like for like.
Here's why that matters, and it's in your favor. We usually make two offers: one paid in full at closing, and a second one paid over time that adds up to more. It would be easy for us to point at the bigger number and claim we beat anything. We don't do that. If the offer you brought us is a cash offer, we hold our cash offer up against it, and the larger number wins.
If the offer you brought us is itself a seller-financed or payment-over-time offer, we compare it to our second offer instead, again on total dollars. The point is that we never compare two different kinds of deal and call it a win.
Your house has to be in an area we're buying in
We don't buy everywhere, and we'd rather tell you that in the first two minutes than after you've spent an afternoon on it. We'll tell you on the first call, before you spend any time. And if we make you an offer, this guarantee applies, which means the area question is settled before it ever matters.
When you get paid
Within 30 days of us receiving and verifying your settlement statement. We may contact the title company or the buyer to confirm the sale closed as documented. If anything doesn't line up, we'll call you and tell you exactly what we're looking at rather than going quiet.
A few plain limits
The $250 is paid as compensation for your time, not as part of any real estate transaction, and we report it where the law requires. We can change or withdraw this guarantee for future sellers at any time, but whatever terms were in effect when we made you an offer are the terms that apply to you. If we ever disagree about a claim, we'll talk to you before we decide anything.
These terms were last updated October 2026. Creative Home Buying Experts, Kansas City, MO and KS. Questions: 816-307-6650.