Highest Offer Home Buyerby Creative Home Buying Experts · Kansas City
816-307-6650Call or text, 7 days

You got my letter · Kansas City

You don't think it's a coincidence that offers like that come in lower right before closing, do you?

Three days out, the phone rings and the number is twelve thousand dollars lower. Nothing about the house changed. There's a reason that keeps happening, and it isn't bad luck.

The number in my letter came from sales near you. It was my best guess from the outside, and ten minutes on the phone gets you the real one.

There are two numbers, not one. One paid in full at closing. One paid over time that's worth more. I'll explain both and you pick, or you pick neither.
  • I have my own money, so my offer doesn't depend on me finding somebody else first.
  • If the house is what you told me, my number doesn't move.
  • If selling to me isn't your best move, I'll tell you that.

No games, no gimmicks. I'll make you the highest offer I can, or pay you $250 and tell you to take someone else's.

What's your house worth to me? About 60 seconds. No obligation.
I never sell or share your information.
Chris White, who answers the phone at Creative Home Buying Experts
That's me, Chris. I wrote the letter you got. When you call that number, I'm the one who picks it up.

Rather just talk? Call or text 816-307-6650. It's my phone and I answer it.

$1,000At contract signing
FREELocal move
STAYThrough closing, rent free

All three are written into your contract, not promised on a phone call. The move is covered up to $1,000, within 25 miles of the house.

If this is your situation

Two of these I get asked about more than anything else.

Foreclosure & tax auction

There's usually more time than the letters make it sound like.

I can close before the sale date and pay off what's owed, so whatever equity is left stays with you instead of going to the auction. I won't tell you I can stop a foreclosure, because that isn't what I do. Tell me your date and I'll tell you straight whether I can beat it.

Inherited & probate

The house is usually the easiest part of settling an estate.

I know what has to happen before anyone can sign: the estate has to be opened and a personal representative appointed, and until that happens the deed is still in your parent's name. If probate hasn't started, I'll tell you what it takes rather than tying your property up in a contract while you figure it out.

Proof, not a claim

Here's how I know.

Most companies that mail you about your house can't actually close on it. They tie up your contract and then go looking for somebody who can. I know, because they email me trying to sell me the contracts they just tied up. This is my actual inbox.

Screenshot of my email inbox showing twelve messages from other home buyers marketing Kansas City houses they have under contract, with subject lines like Off Market Raytown Duplex and Cheap Off Market Flip, senders redacted
Real emails in my inbox from other “home buyers,” marketing houses they already have under contract. Senders redacted.

I have my own money, so my offer doesn't depend on finding somebody else first. That's the whole reason my number can hold when theirs can't.

Why I can pay more

Most buyers can only hand you one number.
I hand you two.

A cash buyer has to discount your house, because they need their money back out of it fast. That isn't greed, it's just how their math works. I have a second way to pay, and it lets me go higher.

Offer A

Paid in full at closing

One lump sum at closing. Fast, simple, done. Take this one if you need the money now, or you just want it behind you.

Offer B

Paid over time, worth more

A larger total, paid out over time instead of all at closing. If you don't need a lump sum, this is almost always the bigger number.

My grandfather figured this out with apples. Every grower hauled the whole crop in come October and took whatever the market felt like paying, because the only other option was watching it rot in the barn. So he built cold storage. Same apples, held until February, sold for several times the October price.

He didn't grow a better apple. He just stopped being forced to sell on somebody else's schedule. That's the second offer. A cash buyer has to discount your house because they're selling at harvest. I don't have to, so you don't have to either.

I put both in front of you and explain the difference. You choose.

Before you call

Here's who you'd be talking to.

A minute, from me. What the call is like, and what I'd need from you.

[ Video: “You got my letter” — not shot yet ]

What you get

The parts other buyers don't put in writing.

01$1,000 at contract signing

In your hand when you sign. Written into the contract, not promised on a phone call.

02Your move is covered, and you stay through closing

Local move paid up to $1,000 within 25 miles. You stay in the house, rent free, right up to closing.

03Two offers, not one

One paid in full at closing. The other paid over time and worth more. I explain both and you pick.

04I'll beat your best offer, or pay you $250

Already have something in writing? Bring it. If I can't beat it, I'll tell you to take it and pay you $250 for your time.

05Sell as-is, and the number holds

No repairs, no cleaning, no showings. Leave what you don't want. If the house is what you told me, the number doesn't move.

06Where you land is part of the conversation

I own rental houses here, so a credit score isn't what stops you with me, and you're first in line on anything that comes open.

07You're not talking to a call center

My dad and I own this company and we buy houses here ourselves. When you call that number, one of us picks it up.

Where you go next

The hard part usually isn't the sale.
It's the next place.

Most buyers hand you a check and that is the end of their involvement. But if the last couple of years did a number on your credit, the thing keeping you up isn't the closing. It's whether anybody will rent to you afterward.

I own rental houses here, which means I'm the one who decides who gets approved. A credit score isn't going to be what stops you with me.

What I can't promise is that I'll have the right house open on the exact week you need it, so I'm not going to pretend otherwise. What I can do is put you first in line for anything that comes open, and tell you honestly on the call what's realistic for your timeline.

Real customers

One sold me a house. One bought one.
Matt did both.

Nobody here is an actor and nobody was paid. Matt is the one I'd pay attention to: he sold me a house, and then came back and bought a different one from me.

Sold, then bought

Matt G.

Kansas City, KS

He sold me one house, then came back and bought a different one from me. That's the whole business in one person.

Sold us his house

Antonio F.

Independence, MO

Bought a house from us

Paige & Zaine

Kansas City, MO

The difference

Anybody can put a number in front of you.

These are the questions worth asking whoever you end up talking to, me included. Ask all five. The answers tell you more than the number does.

Ask anyone who makes you an offer

  1. Can you actually close, with your own money?
  2. Does your offer depend on finding somebody else first?
  3. Can I hear from people you've actually bought from?
  4. Will the number you just gave me still be the number at closing?
  5. What happens to me after I sign? Where do I go?

Where I stand

  • Yes. I buy with my own money and I can close myself.
  • No. My offer isn't contingent on me lining up a buyer, which is exactly why my number can hold when theirs can't.
  • Yes. Three of them are on this page, with their names and their towns.
  • Yes, if the house is what you told me. My contractor confirms that once, and then the number doesn't move.
  • I own rentals here, so a credit score isn't what stops you with me, and you're first in line on anything that comes open.

If somebody can't answer all five, that tells you something. That's the point of asking.

The Straight Answer Guarantee™

If I can't beat the offer you already have, I'll tell you to take it and pay you $250.

I'd rather lose honestly than waste your afternoon.

Already talked to another buyer and got something in writing? Bring it. I'll either beat it, or I'll tell you straight that theirs is the better deal. Either way you end up ahead, and if it's the second one you get $250 for your time.

What has to be true

  1. You had a written offer before mine, and showed it to me when we met.
  2. I made you an offer and chose not to beat it.
  3. Your house closed at or above that offer.
  4. You send me the settlement statement within 90 days of closing.
  5. One payment per property.

Your house also has to be in an area I'm currently buying in. I'll tell you that on the first call, before you spend any time. If I make you an offer, this guarantee applies.

Read the full published terms, including how we compare the two numbers.

What happens now

Three steps, and you can stop at any one of them.

You call, or I call you

Ten minutes. Tell me about the house and what you're trying to do. I give you both numbers on that call.

My contractor walks it

Once, to confirm the house is what we talked about. Don't clean, don't fix anything, don't haul anything off.

You pick one, or neither

Both numbers side by side with the trade-offs explained. If neither works, that's a fine answer.

One note on timing. The number in your letter came from comparable sales near you, and those move. As of today I'd be pricing from the most recent ones, so if that letter has been sitting a while, the number I gave you may not be the number I'd give you now.

Illustration of the Kansas City skyline with Union Station and the Bond Bridge

Tell me about the house.

If I'm not your best option, you'll hear that from me instead of finding out later.

Click to call or text816-307-6650

Or fill out the short form and I'll call you.